Either face 2 face, by telephone or video, our services is tailored to suit you.
We use cutting edge tools to ensure we get you the best fit mortgage for your circumstances.
We provide access to your own Client Portal for secure messages and documents upload
We are a Whole of Market mortgage consulting firm meeting the needs of our clients across the UK. We offer professional advice on mortgage, protection, and insurance services with access to products from a broad range of mortgage lenders, protection, and general insurance providers.
We use cutting edge tools to find the most suitable and affordable deal for your circumstance in a most efficient way, saving you a lot of hassle in the complexity process that surrounds house buying.
We work with numerous lenders, which translates that we can arrange a mortgage that suits your needs at competitive rates
We’ve helped many to the property ladder, the portfolio landlord to increase their property portfolio, the credit impaired achieve their property goal, the contract workers secure their dream home. Call us for a free consultation: 01613270866 or 07946562703
Either face 2 face, by telephone or video, our services is tailored to suit you. Either face 2 face, by telephone or video, our services is tailored to suit you.
Either face 2 face, by telephone or video, our services is tailored to suit you. Either face 2 face, by telephone or video, our services is tailored to suit you.
Either face 2 face, by telephone or video, our services is tailored to suit you. Either face 2 face, by telephone or video, our services is tailored to suit you.
Either face 2 face, by telephone or video, our services is tailored to suit you. Either face 2 face, by telephone or video, our services is tailored to suit you.
Either face 2 face, by telephone or video, our services is tailored to suit you. Either face 2 face, by telephone or video, our services is tailored to suit you.
Either face 2 face, by telephone or video, our services is tailored to suit you. Either face 2 face, by telephone or video, our services is tailored to suit you.
Either face 2 face, by telephone or video, our services is tailored to suit you. Either face 2 face, by telephone or video, our services is tailored to suit you.
Either face 2 face, by telephone or video, our services is tailored to suit you. Either face 2 face, by telephone or video, our services is tailored to suit you.
The scheme was announced by the UK Government on 3rd March, as part of the 2021 budget to provide support for banking institutions to offer new 91% – 95% LTV mortgages. Any mortgage issued under the scheme will be backed by the UK government. This means, if a borrower is unable to pay back what they borrow, the government would financially support the lender to help mitigate any losses.
The scheme will be launched in April 2021 and will be open to new applications and run until December 2022.
As part of the scheme, we expect as low as 5% deposit mortgage products to be available again with some participating lenders.
While 95% LTV mortgage rates will be available, as with all mortgage applications, there are a number of checks that lender will consider before mortgages will be offered. You will still need to meet the affordability assessment to ensure you can afford and you can pay back whatever you borrow.
There is a cap of £600,000 maximum property value to qualify for the scheme. It must be a residential property and not a buy to let or second home.
It must be taken on individual name and not on business.
It must be taken on individual name and not on business.
It must be a repayment mortgage and not interest-only. Give us a call for a free initial consultation.
Mortgage protection is a type of life insurance that pays out if the policy holder dies before redeeming their mortgage. This ensures that their loved ones do not need to worry about paying for the mortgage. In another word, “they insure what may happen to assure what will happen”. Death is inevitable for everyone, where and when no one knows. But the good news is if it happens during the mortgage term, the mortgage will be paid off with the mortgage protection.
NATIONWIDE Building Society today put up the cost of some of its most popular mortgages, the latest sign that home loans are getting more expensive. With the City betting
Discounted houses for local people and key workers will be made available as a new housing scheme launches today (4 June 2021). The First Homes
A £150m scheme to help people build their own homes has been kicked off by the government. The plans, which were announced over the weekend,
Should you have need for a second charge loan, bridging loan or a commercial loan you will be referred to a third-party provider. Four Columns Mortgages & Finance Limited is not responsible for any advice provided by a third party. Information, guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at UK based consumers.
Contact Four Columns Mortgages for an initial consultation and assessment on;
01613270866 or 07946562703
Calls may be recorded for training and compliance purposes.
Four Columns Mortgages & Finance is a trading style of Park Property Finance which is an Appointed Representative of King Mortgages Limited (803561) which is authorised and regulated by the Financial Conduct Authority. Registered Office: Four Columns Mortgages & Finance, Unit 10b, Albion Trading Estate, Mill Street, Salford, England, M6 6LL. Registered Company Number: 11055543 Registered in England & Wales.
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